All Tools

Wealth Simulators

Five interactive calculators to model compound growth, retirement timelines, passive income, and crypto scenarios โ€” free, no signup required.

Written by Mike Starr

Founder, StackedTomorrow ยท M.S. Organizational Management

Last Reviewed: August 2026

Educational Content Only. All content on this page is provided for informational and educational purposes only. It does not constitute financial, investment, legal, tax, or retirement advice. The calculators and projections shown are illustrative models โ€” not predictions or guarantees of future performance. Past performance does not guarantee future results. Always consult a qualified financial professional before making investment or retirement decisions.

About These Calculators

Each simulator below uses standard financial formulas โ€” compound interest, safe withdrawal rate methodology, and historical market return assumptions โ€” to model realistic long-term outcomes based on the inputs you provide. Results are hypothetical projections, not guarantees. All tools are designed for educational exploration to help you understand how variables like time horizon, contribution amount, and return rate interact.

Weekly Investment Calculator

For anyone building wealth through regular contributions.

Model what happens when you invest a fixed amount every week. Adjust your weekly contribution, expected annual return, and time horizon to see how compound growth turns consistent small amounts into serious wealth. Paired with our guide on Dollar Cost Averaging.

Millionaire Timeline Calculator

For those with a long-term wealth-building goal.

Enter your starting balance, monthly contributions, and target return rate to see exactly when your portfolio crosses $1M โ€” and how much faster you get there by increasing contributions or starting earlier. Learn the underlying math in our Compound Interest guide.

Passive Income Calculator

For anyone modeling income from investments.

Work backward from a target monthly income to find the portfolio size you need. Uses the 4% safe withdrawal rate methodology โ€” the same principle underlying most FIRE strategies. See our Passive Income guide for the full framework. Key term: Withdrawal Rate.

FIRE / Early Retirement Calculator

For those planning financial independence.

Input your annual expenses, current savings, monthly contributions, and expected return to project your FIRE number and target retirement date. Adjust your savings rate to see its outsized impact on your timeline. Read What Is FIRE? for a complete explanation of the underlying concepts.

Crypto Scenario Simulator

For investors modeling speculative allocations.

Select from major crypto assets, enter your holdings, and model hypothetical price targets to see potential portfolio value under different scenarios. This tool is for educational exploration only โ€” not a price prediction. See our Crypto page for context on position sizing and risk.

For deeper explanations of the concepts behind these tools, visit our Educational Guides or the Financial Glossary.

Weekly Investment Simulator

Watch consistency become wealth. Small weekly amounts create massive long-term outcomes.

โšกSix figures โ€” the foundation is set

Simulation Mode

Your Current Age
yrs
Initial Investment
$
Weekly Contribution
$/wk
Annual Return %
%
Time Horizon
yrs
Future Portfolio Value
$281.3K
Total Gain
$172.3K
Monthly Passive Income
$938
at 4% yield
Inflation-Adjusted (3%)
$155.7K
in today's purchasing power
โœจ

Strong foundation โ€” compounding will accelerate this dramatically.

01234567891011121314151617181920$0$75.0K$150.0K$225.0K$300.0K

Most wealth growth happens in the final years โ€” compounding accelerates dramatically the longer you stay invested. Consistency beats timing every time.

Your Wealth Journey

โ€” future milestone ages
โœจ
Age 41ยท$100K reached

Emergency fund secured โ€” compounding begins in earnest.

Yr 11

Explore Another Future

Every scenario you model reveals a new possibility.